Call Us Today:
Auto Insurance
Home Insurance
Coverage for Your Business
Other Personal Insurance
Life Insurance

Our Location

Colman Insurance Services

4305 Frederick Ave., STE 200
St. Joseph, MO 64506
Main office: 816-236-1725
Toll free: 866-518-0500
Fax: 816-279-3195

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers


Delivering home, auto, and business insurance in St. Joseph, MO

We’re a locally owned and operated agency in St. Joseph, Missouri who deliver comprehensive insurance and risk management solutions to individuals, families, and businesses. We’ve served Northwest Missouri and Northeast Kansas for more than 10 years and we’re dedicated to giving each client the best value and best insurance experience possible.


As a full-service agency, we provide risk and claims management, plus broad and flexible products.  We also provide education, which helps clients make the best investments and maximize the value of their investments.  Our belief is that insurance is ongoing, not “one and done,” so we establish and nurture long-term relationships with our clients. Once client policies are active, they’re monitored closely and changed accordingly so that they remain effective and affordable.


Home and auto insurance

Home and auto insurance are two vital parts of any insurance portfolio.  At Colman Insurance Services, we have extensive and diverse programs for either type of insurance.  We can keep your dwelling, property, vehicles, and assets secure.  We can also secure your dependents, loved ones, or others.  Coverages can be basic and general or advanced and specific.  From a roof to a prized piece of jewelry, we have the offerings to make sure that you’re covered for minimal costs.


Combine your home and auto insurance policies to save money and time.  Learn more about this by visiting our home & auto page and/or contacting an agent.


Business insurance

For commercial operations throughout Missouri and Kansas — and anywhere else in the U.S. — protection against risk is essential.  Insurance provides that protection, and at Colman Insurance Services, we have a business insurance program that provides all of the coverages virtually any enterprise needs.


From business owners policies (BOPs) and commercial general liability (CGL) to inland marine and umbrella, our coverage and policy offerings cater to both broad and specific business needs.  We have programs for specific industries, which you can see in their entirety above.  Just like our primary business programs, these programs can be fully tailored to fit any business’ needs.


Community Involvement

We give back in all of the ways we can. This helps us grow as insurers and aids the communities we serve.  We’re members of the St. Joseph Chamber of Commerce, through which we build business relationships and help improve the health of commercial environments in our service communities.  We also support the Allied Arts Council of St. Joseph, which encourages self-expression and provides a venue for artists of different interests and backgrounds to work.  


We’re always looking for other ways to be involved in our communities and to serve these communities through giving and participation.  Members of our staff encourage one another to be involved in any way they can.


A little bit more about us

We believe in giving each client the most for his or her money.  This means that we have to first give clients the variety of choice that they need in order to find the right solutions.  We work with more than 18 carriers, and we can find coverages that we don’t currently offer if and when clients need them. 


We assess clients' needs and identify coverages that meet these needs.  Once policies are live, we monitor these polies for accuracy and make sure that rates are as low as they can be.  Before annual reviews, we contact clients to make sure that nothing pertinent has changed.  If changes have occurred, we adjust policies accordingly.  This approach is hands-on and continuous, which is how we envision insurance — an ongoing investment in security. 


We’re fully available and can be reached in almost any way at almost any time by clients.  We communicate in ways that clients prefer, whether it’s through texts, emails, phone calls, and/or one-on-one interactions.  However we’re needed, we’re there.


Please contact us or give us a call to learn more or to get started.  If you’re ready to begin a policy, feel free to request a quote




Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
- Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
- Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
- Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
- Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
- Susan T.